Business Number

Nine-digit CRA identifier that anchors payroll program accounts and employer-side payroll registration.

Business Number

A business number, often shortened to BN, is the unique 9-digit CRA identifier for a business.

In payroll context, it matters because the employer’s payroll account, remittances, and filings all sit under that business identity. It is not an employee pay-stub term. It is part of the employer’s payroll setup.

Why Business Number Matters

Business number matters because it affects:

  • payroll registration
  • opening the payroll program account
  • remittance and reporting setup
  • the employer’s administrative identity in payroll records

Payroll can be calculated correctly and still be operationally incomplete if the employer-side registration structure is wrong.

How It Works In Canada

The business number is the broader CRA identifier. A payroll deductions account is then built by adding a program code and reference number to that BN. In practice, payroll staff or bookkeepers may encounter the BN when:

  • registering for payroll with the CRA
  • setting up payroll software
  • confirming which employer account the payroll belongs to
  • reconciling remittance or reporting records

You can only have one BN for the business, but that BN can have one or more program accounts under it. That is why the BN is the foundation of the employer’s CRA payroll identity, not the payroll account by itself.

CRA identifier layerExample formatWhat it identifiesWhy payroll readers should keep it separate
Business number123456789The business’s core CRA identityIt is the base identifier, not the full payroll account
Payroll program account123456789 RP 0001One payroll deductions account under the BNThis is the account payroll uses for remittance and filing
Another CRA program account123456789 RT 0001A different CRA program such as GST/HSTThe same BN can support several programs without changing the BN itself
Payroll taskWhy the BN appearsWhy it matters
Opening a payroll accountCRA needs the business identity firstYou cannot have an RP payroll account without the underlying BN
Setting up payroll software or service accessThe employer account must be tied to the right CRA identityWrong employer identifiers create filing and reconciliation problems
Matching CRA correspondenceLetters and notices may refer to the BN and the full program accountPayroll staff need to know which part is the base identifier and which part is the program account
Expanding to more than one payroll accountThe BN stays the same while the reference number changesThis helps explain why RP 0001 and RP 0002 can both belong to one business

Example

An employer has the BN 123456789. Its main payroll account may then appear as 123456789 RP 0001. If the employer later needs a second payroll account, the BN stays the same and only the final reference number changes.

Common Misunderstandings

  • Business number is not the same as the payroll program account. The payroll account sits under the BN structure.
  • Business number is not the full payroll deductions account number. The full payroll account adds RP and a 4-digit reference number.
  • Business number is not an employee identifier. It belongs to the employer side of payroll.
  • Business number is not the remitter type. The BN identifies the business, while remitter type controls remittance timing.
  • Business number is not the U.S. EIN. A brief contrast can help, but the Canadian BN is the standard term here.

Knowledge Check

  1. Is the business number an employer-side payroll term? Yes.
  2. Is the business number the same thing as the payroll program account? No.
  3. Does the business number matter to payroll registration and reporting setup? Yes.

Caveat

The core BN concept is stable, but exact registration workflow and the number of payroll accounts under the BN can vary by employer structure and CRA setup.

Revised on Friday, April 24, 2026